Guerin & Guerin is a full service, family run insurance agency. We specialize in insuring business owners. We also provide auto, property, casualty, and even technology risk insurance coverage.
PROTECTING CLIENTS SINCE 1947
Where We Treat Your
Family Like Our Family
Where We Treat Your
Family Like Our Family
We are a boutique agency, with an emphasis on personalized service. Our expertise lies in creating customized insurance policies for business clientele. But we also specialize in providing affordable, robust policies for families as well as individuals.
We provide automobile, life, homeowners, long term care, as well as disability income policies. And we can add customization to any of your basic policies, to provide you with security in ways you might never have imagined!
Throughout the years we’ve established close, personal relationships with many of our clients. Being there for them when tragedy strikes has been our hallmark. In return, many of our clients have remained with us for literally generations!
We work with the best insurers in the world to provide you with the best coverage obtainable.
And most importantly, when disaster strikes, you can be rest assured that we’ll be there for you every step of the way.
Though our policies are extensive, we've intentionally kept our agency a modest size. We've decided to keep it that way is so we can provide you with highest personalized service available in the industry today.
We use no computerized answering systems. So when you call us, you won’t be subjected to an endless menu of options and button pressing. No, … when you call us, an actual person will be there, to answer all of your questions, or concerns.
We do this to provide you with assurance when you need it most!
So please peruse our website, and we’ll be more than happy to answer any questions you might have.
Wouldn't it be foolish not to protect your business with the best insurance you can find, at an affordable price? At Guerin & Guerin we'll treat your company as we treat our own company. As you can see below, we represent a wide variety of businesses. Whether your company is large or small, mainstream or unique, we can provide you with the specialized protection you need.
If your business has specialized needs, don't waste your time and money purchasing conventional policies that could fall far short when you have a claim. At Guerin & Guerin, we have almost 40 years of experience writing customized iron clad policies.
Bus Company Operators
● Cyber–Tech Liability
● Professional Liability
● Pollution Liability
● Employment Practice Liability
● Commercial Crime Coverage
In today's working environment you can't afford to leave anything to chance.
There are a myriad of new hazards that can wreak havoc within a company.
Having much of your company's information in a digital format is a necessity, but it also leaves you vulnerable to information and hardware theft. And now, with everyone carrying mobile devices, your company's
risk could be doubled!
As employees communicate, storing more and more information such as business texts, emails, and raw data on their cell phones and tablets, your company's business information is exposed to risk like never before!
There are other pitfalls to worry about as well, such as
office politics. More than ever, the modern office is a
diversified, complex place filled with different agendas.
With a record number of lawsuits, you'll want to protect
your business and your most valuable resource – your employees.
Then there's the EPA and their myriad of regulations.
With the existence of so many obscure laws, it's easier
than ever to get into legal trouble, so you'll want to
protect yourself from costly lawsuits.
● Term Life Insurance
● Whole Life Insurance
● Universal Life Insurance
● Survivorship Life Insurance
● Long Term Care Insurance
● Variable Universal Life Insurance
Your Safety Net
Everyone knows that nothing is more important than your health and your ability to provide for your family.
Should tragedy strike your family, we can provide you with time-tested and respected insurance coverage to keep your family secure.
Life insurance, long-term care insurance, and disability insurance are not just for the elderly. Health problems can unfortunately strike even young people in the prime of their lives.
Guerin & Guerin is affiliated with the best insurance providers in the world! Providing you with all the advantages of financial strength and flexibility to meet your personal needs.
Our personalized service, combined with the power of major insurers, provides you with everything you need for protection and peace of mind.
Protecting Your Possessions
Our Property Policies
You've sacrificed. Gone into debt. Stayed at the office long
after others have left. You've missed family gatherings. Haven't
seen nearly as much of your children as you would want.
You've sacrificed all these things for a greater good: your
success, and your family's security.
After a long hard road, you've finally built up your business,
and with it you've been able to enjoy the fruits of your labors.
Now you own a nice house and nice car. Filled your home with
valuable, and some irreplaceable, family possessions.
But what if disaster should strike? Or your company gets sued?
An automobile accident? Or a flood, or electrical fire? Even a
wind storm slamming a tree into your house? ... What then?
Nothing can replace your one-of-a-kind possessions, but the
right insurance policy can compensate you for your losses.
The right policy can not only replace parts of your damaged
house, but provide you with the money you need to improve
upon what you had!
Property policies can apply not only to your home, but any
possessions you want. From valuable family heirlooms to
that valuable, one-of-a-kind stamp collection.
At Guerin & Guerin, we can provide you with Agreed Value
Coverage and Lease Gap Insurance replacement costs.
Will you have enough coverage to compensate for the full cost of rebuilding your home? Or your valuable possessions?
A good homeowners policy should not only cover you for the full replacement costs for your home and personal belongings, but also
for your cost of living expenses in the event of your home being so damaged as to be unlivable.
And your auto insurance? Do you have the right policy?
Most people will try to get away with the cheapest policy possible.
But, in the event of an accident, the cheapest policy can leave you
with thousands of dollars in costs. And not enough liability coverage, so that hospitalization to others, or yourself, could leave you in massive debt trying to cover the deductibles and lawsuit costs!
For surprisingly little more money, a good policy will cover you for a vast array of liabilities to others. And give you peace of mind knowing you don't have to worry about money woes.
There are a lot of potentially confusing variables involved with
property and casualty insurance, but we'll make it easy for you to secure the best policy for your needs.
We'll NEVER sell you more insurance than you need,
and NEVER let you go away with less than you need.
In the wake of World War II, 1947, Kenneth and Helen Guerin began providing Insurance services for all sorts of people, from individuals to businesses.
Back then they worked out of the offices of the historic Sears & Roebuck in Schenectady,
A young Kenneth Guerin, sitting happily behind his overworked desk.
All those piles of folders equated to
a burgeoning client base!
Over the years, Ken and Helen laid down the foundation of a thriving business with an emphasis on personalized service, and in the mid 1970s their young son, John, joined his parents and embarked on a path to expand the company.
John and his proud parents in New York State's Capitol building
in Albany. Where he proudly served as assemblyman for New York's 101st district.
Representative Guerin, making a forceful point to the New York Assembly
in the Albany State House.
A young Joseph gets a taste of what it would be like to serve the people of New York.
Today, Joseph represents the third generation to join, and eventually take the reins and guide Guerin & Guerin into a vibrant future!
The Guerin Family:
Todays, and tomorrows generation.
845 • 331 • 1567
845 • 331 • 4873
Andrea LaTocha, CIC
Joseph Guerin, CISR
Contact Jo Ann
Jo Ann Guerin
John J. Guerin, CPCU